Headquartered in Mumbai, L&T Finance Limited (formerly known as L&T Finance Holdings Limited) is one of the leading Non-Banking Financial Companies in India, with a strong presence across the lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.

InCred Financial Services Ltd, founded in 2017 and headquartered in Mumbai, is a privately held non-banking financial company (NBFC) that leverages advanced technology and data science to provide customized lending solutions. The company caters to a diverse customer base, including individuals and small and medium enterprises (SMEs), offering a range of financial products tailored to meet their unique needs.